Banking Services

Accessing a reliable bank account is essential in effectively managing personal finances. Sweden is part of the European Economic Area (EEA) and its currency is Swedish Krona (SEK/Kr).

Bank Account

To open a bank account, you will need to visit a branch and bring with you:

  • Documents demonstrating residence status and employment

  • Swedish ID card (personal number)

Different banks often require different additional documents so it may be worthwhile checking what is required ahead of time.

Examples of Swedish banks include:

Bank ID and SWISH

Bank ID is a verification system used to verify and sign online documents via a mobile app (available on Google Play and App Store). When you open your new bank account you can ask your bank to start the procedure for Bank ID. A Swedish personal number, a valid identity document and a functioning mobile number with internet access are required.

SWISH is a mobile payment service very commonly used in Sweden, making paying friends and small purchases easier. You will need a phone number and Bank ID to create an account.

Moving with family

As most banks require proof of employment, if your partner does not work, obtaining a bank account for your partner will be more difficult.